1.0CI Financinghttps://cifinancing.comCI Financinghttps://cifinancing.com/index.php/author/4swp1/rich600338<blockquote class="wp-embedded-content" data-secret="OE8e7V30DH"><a href="https://cifinancing.com/">Home</a></blockquote><iframe sandbox="allow-scripts" security="restricted" src="https://cifinancing.com/embed/#?secret=OE8e7V30DH" width="600" height="338" title="“Home” — CI Financing" data-secret="OE8e7V30DH" frameborder="0" marginwidth="0" marginheight="0" scrolling="no" class="wp-embedded-content"></iframe><script> /*! 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Contact us About US Smart Real Estate Investment At CI Financing, we are passionate about helping individuals and businesses succeed in real estate investment. Our mission is to simplify complex financing options, provide reliable market insights, and share practical strategies that support confident decision-making. Whether you’re just starting out or expanding your portfolio, we aim to be a trusted resource for building long-term wealth through real estate. Contact us Loan products BRIDGE LOANS Fix & Flip Ground Up Stabilized Bridge 1-4 unit properties. Up to 90% purchase and 100% rehab. 12-18 month interest-only terms, up to 24 for ground-up at lender discretion. Rehab for a range of projects from light cosmetic to gut renovations. Construction loans for ground-up & tear-downs. Up to 100% of rehab or construction costsIdeal for floating market rates, temporarily holding assets. DSCR LOANS Single Rental Portfolio 1-4 unit, warrantable condos, townhomes, PUD. Hybrid ARMs and partial IO options. 30-year terms with fixed rates starting at 5.25%. 30-year terms with fixed rate, hybrid ARMs, and partial IO options. Easy step-down prepayment penalty options. Underwritten on property cash flow, no tax returns or borrower income information required. 15-30 day closing timelines and easy seasoning requirements. Loan programs Bridge Loan FIX & FLIP GROUND UP CONSTRUCTION STABILIZED BRIDGE Purchase, renovate, and rent/sell non-owner occupied homes with 1-4 units Now offering Snap Draws DIY for easier and faster project reimbursements! Loans from $50K – $3MM Funding up to:– 90% of purchase price– 100% rehab costs– 75% ARLTV 12 month term, up to 18 months at lender discretion Extensive rehab allowed Full Recourse Foreign Nationals eligible Build new homes with 1-4 units Eligible Property Types: Non-owner occupied 1-4 unit reaidential, townhomes & condos Now offering Snap Draws DIY for easier and faster project reimbursements! Loans from $50K to $3MM Funding up to:– 75% of the lower of land value or purchase price, 60% if unpermitted– 90% of total project costs with financed interest reserves– Up to 70% ARLTV– 100% of construction Underwritten on property cash flow 12 month term, up to 24 months at lender discretion Full Recourse Short term loans for 1-4 unit residential rent-ready properties with no planned renovations Loans from $50K to $3MM Max LTC:– 90% of purchase price if owned < 6 months– 100% of completed rehab costs Max LTV: 70% if owned > 6 months 12 month term, up to 18 months at lender discretion Minimum 660 FICO DSCR and No DSCR Exit Options! DSCR Loan SINGLE FAMILY RENTAL RENTAL PORTFOLIO Purchase or refinance non-owner occupied rental properties with 1-4 units Loans from $75K – $2MM Single Family/2-4 Unit/ Townhomes/ PUD/ Warrantable Condos Purchase / Rate-Term Refinance: 80% LTC/LTV max Cashout Refinance: 75% LTV max 30-year loan terms with fixed rate, interest-only, and ARM options Minimum 660 FICO Minimum 1.05x DSCR Purchase or refinance multiple non-owner occupied rental properties Min Property Value: $72K Max Loan Amount: $2MM Single Family/2-4 Unit/Townhomes/PUD/ Warrantable Condos Purchase / Rate-Term Refinance: 80% LTC/LTV max Cashout Refinance: 75% LTV max 30-year loan terms with fixed rate, interest-only, and ARM options FICO Midscore 660 Minimum 1.05x DSCR FIX & FLIP and GROUND-UP CONSTRUCTION Foreign Nationals Eligible Property Types: 1-4 unit residential, townhomes & condos Now offering Snap Draws DIY for easier and faster project reimbursements! Loan Amount: $50k – $3MM Extensive rehab allowed 12 month term, up to 18 at lender discretion Visa, Green Card or Work Permit required Background and credit required Fix & Flip/Ground-Up subject to experience Long-term DSCR rental loans also available FIX & FLIP GROUND UP CONSTRUCTION STABILIZED BRIDGE Purchase, renovate, and rent/sell non-owner occupied homes with 1-4 units Now offering Snap Draws DIY for easier and faster project reimbursements! Loans from $50K – $3MM Funding up to:– 90% of purchase price– 100% rehab costs– 75% ARLTV 12 month term, up to 18 months at lender discretion Extensive rehab allowed Full Recourse Foreign Nationals eligible Build new homes with 1-4 units Eligible Property Types: Non-owner occupied 1-4 unit reaidential, townhomes & condos Now offering Snap Draws DIY for easier and faster project reimbursements! Loans from $50K to $3MM Funding up to:– 75% of the lower of land value or purchase price, 60% if unpermitted– 90% of total project costs with financed interest reserves– Up to 70% ARLTV– 100% of construction Underwritten on property cash flow 12 month term, up to 24 months at lender discretion Full Recourse Short term loans for 1-4 unit residential rent-ready properties with no planned renovations Loans from $50K to $3MM Max LTC:– 90% of purchase price if owned < 6 months– 100% of completed rehab costs Max LTV: 70% if owned > 6 months 12 month term, up to 18 months at lender discretion Minimum 660 FICO DSCR and No DSCR Exit Options! SINGLE FAMILY RENTAL RENTAL PORTFOLIO Purchase or refinance non-owner occupied rental properties with 1-4 units Loans from $75K – $2MM Single Family/2-4 Unit/ Townhomes/ PUD/ Warrantable Condos Purchase / Rate-Term Refinance: 80% LTC/LTV max Cashout Refinance: 75% LTV max 30-year loan terms with fixed rate, interest-only, and ARM options Minimum 660 FICO Minimum 1.05x DSCR Purchase or refinance multiple non-owner occupied rental properties Min Property Value: $72K Max Loan Amount: $2MM Single Family/2-4 Unit/Townhomes/PUD/ Warrantable Condos Purchase / Rate-Term Refinance: 80% LTC/LTV max Cashout Refinance: 75% LTV max 30-year loan terms with fixed rate, interest-only, and ARM options FICO Midscore 660 Minimum 1.05x DSCR Foreign Nationals Eligible Property Types: 1-4 unit residential, townhomes & condos Now offering Snap Draws DIY for easier and faster project reimbursements! Loan Amount: $50k – $3MM Extensive rehab allowed 12 month term, up to 18 at lender discretion Visa, Green Card or Work Permit required Background and credit required Fix & Flip/Ground-Up subject to experience Long-term DSCR rental loans also available Get started today Enter Your Information & A Specialist Will Call Youhttps://cifinancing.com/wp-content/uploads/2025/12/modern-luxury-house-with-beautiful-lawn-sunny-sky-1-scaled.jpg23422560