{"id":20,"date":"2025-12-31T09:36:49","date_gmt":"2025-12-31T09:36:49","guid":{"rendered":"https:\/\/cifinancing.com\/?page_id=20"},"modified":"2026-01-20T02:32:00","modified_gmt":"2026-01-20T02:32:00","slug":"home","status":"publish","type":"page","link":"https:\/\/cifinancing.com\/","title":{"rendered":"Home"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"20\" class=\"elementor elementor-20\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e47b34b e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"e47b34b\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[{&quot;id&quot;:177,&quot;url&quot;:&quot;https:\\\/\\\/cifinancing.com\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/1-Clients-Single-Family-Rental-Property_-Use-a-Similar-Picture-for-the-Website-scaled.jpg&quot;},{&quot;id&quot;:178,&quot;url&quot;:&quot;https:\\\/\\\/cifinancing.com\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/2-Clients-Duplex-Investment-Property_-Use-a-Similar-Picture-for-the-Website.jpg&quot;},{&quot;id&quot;:179,&quot;url&quot;:&quot;https:\\\/\\\/cifinancing.com\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/3-Clients-Townhouse-Investment-Property_-Use-a-Similar-Picture-for-the-Website.jpg&quot;}],&quot;background_slideshow_transition_duration&quot;:1000,&quot;background_slideshow_ken_burns&quot;:&quot;yes&quot;,&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;,&quot;background_slideshow_ken_burns_zoom_direction&quot;:&quot;in&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a275626 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"a275626\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0978d09 elementor-widget elementor-widget-text-editor\" data-id=\"0978d09\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>CI Financing<\/strong> is your trusted source for real estate investment tips, financing solutions, and profitable opportunities.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de7fc51 elementor-widget elementor-widget-button\" data-id=\"de7fc51\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#contact\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-675711b e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"675711b\" data-element_type=\"container\" id=\"about\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ad9e040 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"ad9e040\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9755c7a elementor-widget elementor-widget-image\" data-id=\"9755c7a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"874\" src=\"https:\/\/cifinancing.com\/wp-content\/uploads\/2025\/12\/modern-luxury-house-with-beautiful-lawn-sunny-sky-1-937x1024.jpg\" class=\"attachment-large size-large wp-image-95\" alt=\"\" srcset=\"https:\/\/cifinancing.com\/wp-content\/uploads\/2025\/12\/modern-luxury-house-with-beautiful-lawn-sunny-sky-1-937x1024.jpg 937w, https:\/\/cifinancing.com\/wp-content\/uploads\/2025\/12\/modern-luxury-house-with-beautiful-lawn-sunny-sky-1-274x300.jpg 274w, https:\/\/cifinancing.com\/wp-content\/uploads\/2025\/12\/modern-luxury-house-with-beautiful-lawn-sunny-sky-1-768x839.jpg 768w, https:\/\/cifinancing.com\/wp-content\/uploads\/2025\/12\/modern-luxury-house-with-beautiful-lawn-sunny-sky-1-1405x1536.jpg 1405w, https:\/\/cifinancing.com\/wp-content\/uploads\/2025\/12\/modern-luxury-house-with-beautiful-lawn-sunny-sky-1-1874x2048.jpg 1874w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fce0e7f e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"fce0e7f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-be788bb elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"be788bb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">About US<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f6a7883 elementor-widget elementor-widget-heading\" data-id=\"f6a7883\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Smart Real Estate Investment<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e74f8f3 elementor-widget elementor-widget-text-editor\" data-id=\"e74f8f3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>At <strong>CI<\/strong> <strong data-start=\"75\" data-end=\"88\" data-is-only-node=\"\">Financing<\/strong>, we are passionate about helping individuals and businesses succeed in real estate investment. Our mission is to simplify complex financing options, provide reliable market insights, and share practical strategies that support confident decision-making. Whether you\u2019re just starting out or expanding your portfolio, we aim to be a trusted resource for building long-term wealth through real estate.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e4a66f4 elementor-widget elementor-widget-button\" data-id=\"e4a66f4\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#contact\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-31ce2c2 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"31ce2c2\" data-element_type=\"container\" id=\"loan\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-0c08d36 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"0c08d36\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-790efdb elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"790efdb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Loan products<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c397d52 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"c397d52\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-de83a8c e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"de83a8c\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-98e12bb elementor-widget elementor-widget-heading\" data-id=\"98e12bb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">BRIDGE LOANS<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de2f210 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"de2f210\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Fix &amp; Flip<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Ground Up<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Stabilized Bridge<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7200ebb elementor-widget elementor-widget-text-editor\" data-id=\"7200ebb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>1-4 unit properties.<\/li><li>Up to 90% purchase and 100% rehab.<\/li><li>12-18 month interest-only terms, up to 24 for ground-up at lender discretion.<\/li><li>Rehab for a range of projects from light cosmetic to gut renovations.<\/li><li>Construction loans for ground-up &amp; tear-downs.<\/li><li>Up to 100% of rehab or construction costs<br \/>Ideal for floating market rates, temporarily holding assets.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ddb432b e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"ddb432b\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-496abcc elementor-widget elementor-widget-heading\" data-id=\"496abcc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">DSCR LOANS<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1dede6 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"a1dede6\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Single Rental<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Portfolio<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c1c65e5 elementor-widget elementor-widget-text-editor\" data-id=\"c1c65e5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul>\n<li>1-4 unit, warrantable condos, townhomes, PUD.<\/li>\n<li>Hybrid ARMs and partial IO options.<\/li>\n<li>30-year terms with fixed rates starting at 5.25%.<\/li>\n<li>30-year terms with fixed rate, hybrid ARMs, and partial IO options.<\/li>\n<li>Easy step-down prepayment penalty options.<\/li>\n<li>Underwritten on property cash flow, no tax returns or borrower income information required.<\/li>\n<li>15-30 day closing timelines and easy seasoning requirements.<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-878fb50 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"878fb50\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3f674ea e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"3f674ea\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d0f4c04 elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"d0f4c04\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Loan programs<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0417d9a elementor-widget elementor-widget-n-accordion\" data-id=\"0417d9a\" data-element_type=\"widget\" data-settings=\"{&quot;max_items_expended&quot;:&quot;multiple&quot;,&quot;default_state&quot;:&quot;expanded&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4290\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-4290\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Bridge Loan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"icon icon-up-arrow1\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"icon icon-down-arrow\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4290\" class=\"elementor-element elementor-element-f352184 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"f352184\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-51abfbf elementor-widget elementor-widget-eael-adv-tabs\" data-id=\"51abfbf\" data-element_type=\"widget\" data-widget_type=\"eael-adv-tabs.default\">\n\t\t\t\t\t        <div data-scroll-on-click=\"no\" data-scroll-speed=\"300\" id=\"eael-advance-tabs-51abfbf\" class=\"eael-advance-tabs eael-tabs-horizontal eael-tab-auto-active \" data-tabid=\"51abfbf\">\n            <div class=\"eael-tabs-nav \">\n                <ul class=\"eael-tab-inline-icon\" role=\"tablist\">\n                                            <li id=\"fix-flip\" class=\"inactive eael-tab-item-trigger eael-tab-nav-item\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"fix-flip-tab\" aria-expanded=\"false\">\n                            \n                                                                <svg class=\"e-font-icon-svg e-fas-paint-brush\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M167.02 309.34c-40.12 2.58-76.53 17.86-97.19 72.3-2.35 6.21-8 9.98-14.59 9.98-11.11 0-45.46-27.67-55.25-34.35C0 439.62 37.93 512 128 512c75.86 0 128-43.77 128-120.19 0-3.11-.65-6.08-.97-9.13l-88.01-73.34zM457.89 0c-15.16 0-29.37 6.71-40.21 16.45C213.27 199.05 192 203.34 192 257.09c0 13.7 3.25 26.76 8.73 38.7l63.82 53.18c7.21 1.8 14.64 3.03 22.39 3.03 62.11 0 98.11-45.47 211.16-256.46 7.38-14.35 13.9-29.85 13.9-45.99C512 20.64 486 0 457.89 0z\"><\/path><\/svg>                                                            \n                                                            <span class=\"eael-tab-title title-after-icon\" >FIX &#038; FLIP<\/span>                            \n                                                    <\/li>\n                                            <li id=\"ground-up-construction\" class=\"inactive eael-tab-item-trigger eael-tab-nav-item\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"ground-up-construction-tab\" aria-expanded=\"false\">\n                            \n                                                                <i class=\"icon icon-crane2\"><\/i>                                                            \n                                                            <span class=\"eael-tab-title title-after-icon\" >GROUND UP CONSTRUCTION<\/span>                            \n                                                    <\/li>\n                                            <li id=\"stabilized-bridge\" class=\"inactive eael-tab-item-trigger eael-tab-nav-item\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"stabilized-bridge-tab\" aria-expanded=\"false\">\n                            \n                                                                <svg class=\"e-font-icon-svg e-far-building\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M128 148v-40c0-6.6 5.4-12 12-12h40c6.6 0 12 5.4 12 12v40c0 6.6-5.4 12-12 12h-40c-6.6 0-12-5.4-12-12zm140 12h40c6.6 0 12-5.4 12-12v-40c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v40c0 6.6 5.4 12 12 12zm-128 96h40c6.6 0 12-5.4 12-12v-40c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v40c0 6.6 5.4 12 12 12zm128 0h40c6.6 0 12-5.4 12-12v-40c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v40c0 6.6 5.4 12 12 12zm-76 84v-40c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v40c0 6.6 5.4 12 12 12h40c6.6 0 12-5.4 12-12zm76 12h40c6.6 0 12-5.4 12-12v-40c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v40c0 6.6 5.4 12 12 12zm180 124v36H0v-36c0-6.6 5.4-12 12-12h19.5V24c0-13.3 10.7-24 24-24h337c13.3 0 24 10.7 24 24v440H436c6.6 0 12 5.4 12 12zM79.5 463H192v-67c0-6.6 5.4-12 12-12h40c6.6 0 12 5.4 12 12v67h112.5V49L80 48l-.5 415z\"><\/path><\/svg>                                                            \n                                                            <span class=\"eael-tab-title title-after-icon\" >STABILIZED BRIDGE<\/span>                            \n                                                    <\/li>\n                    \n                                       <div class=\"eael-tabs-glassey-svg\">\n                        <svg style=\"display: none\">\n                           <filter id=\"switcher\" x=\"0\" y=\"0\" width=\"100%\" height=\"100%\" filterUnits=\"objectBoundingBox\">\n                              <feTurbulence type=\"fractalNoise\" baseFrequency=\"0.003 0.007\" numOctaves=\"1\" result=\"turbulence\" \/>\n                              <feDisplacementMap in=\"SourceGraphic\" in2=\"turbulence\" scale=\"200\" xChannelSelector=\"R\" yChannelSelector=\"G\" \/>\n                           <\/filter>\n                        <\/svg>\n                     <\/div>\n                                     <\/ul>\n            <\/div>\n            \n            <div class=\"eael-tabs-content\">\n\t\t        \n                    <div id=\"fix-flip-tab\" class=\"clearfix eael-tab-content-item inactive\" data-title-link=\"fix-flip-tab\">\n\t\t\t\t        <p><strong>Purchase, renovate, and rent\/sell non-owner occupied homes <\/strong><strong>with 1-4 units <\/strong><\/p><p><strong>Now offering Snap Draws DIY for easier and faster project reimbursements!<\/strong><\/p><ol><li>Loans from $50K &#8211; $3MM<\/li><li>Funding up to:<br \/>&#8211; 90% of purchase price<br \/>&#8211; 100% rehab costs<br \/>&#8211; 75% ARLTV<\/li><\/ol><ul><li>12 month term, up to 18 months at lender discretion<\/li><li>Extensive rehab allowed<\/li><li>Full Recourse<\/li><li>Foreign Nationals eligible<\/li><\/ul>                    <\/div>\n\t\t        \n                    <div id=\"ground-up-construction-tab\" class=\"clearfix eael-tab-content-item inactive\" data-title-link=\"ground-up-construction-tab\">\n\t\t\t\t        <p><strong>Build new homes with 1-4 units<\/strong><\/p><p>Eligible Property Types: Non-owner occupied 1-4 unit reaidential, townhomes &amp; condos<\/p><p>Now offering <strong>Snap Draws DIY<\/strong> for easier and faster project reimbursements!<\/p><ol><li>Loans from $50K to $3MM<\/li><li>Funding up to:<br \/>&#8211; 75% of the lower of land value or purchase price, 60% if unpermitted<br \/>&#8211; 90% of total project costs with financed interest reserves<br \/>&#8211; Up to 70% ARLTV<br \/>&#8211; 100% of construction<\/li><li>Underwritten on property cash flow<\/li><li>12 month term, up to 24 months at lender discretion<\/li><li>Full Recourse<\/li><\/ol>                    <\/div>\n\t\t        \n                    <div id=\"stabilized-bridge-tab\" class=\"clearfix eael-tab-content-item inactive\" data-title-link=\"stabilized-bridge-tab\">\n\t\t\t\t        <p><strong>Short term loans for 1-4 unit residential rent-ready properties <\/strong><strong>with no planned renovations<\/strong><\/p><ol><li>Loans from $50K to $3MM<\/li><li>Max LTC:<br \/>&#8211; 90% of purchase price if owned &lt; 6 months<br \/>&#8211; 100% of completed rehab costs<\/li><li>Max LTV: 70% if owned &gt; 6 months<\/li><li>12 month term, up to 18 months at lender discretion<\/li><li>Minimum 660 FICO<\/li><li>DSCR and No DSCR Exit Options!<\/li><\/ol>                    <\/div>\n\t\t                    <\/div>\n        <\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4291\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4291\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> DSCR Loan <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"icon icon-up-arrow1\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"icon icon-down-arrow\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4291\" class=\"elementor-element elementor-element-d86e185 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"d86e185\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-15f35e9 elementor-widget elementor-widget-eael-adv-tabs\" data-id=\"15f35e9\" data-element_type=\"widget\" data-widget_type=\"eael-adv-tabs.default\">\n\t\t\t\t\t        <div data-scroll-on-click=\"no\" data-scroll-speed=\"300\" id=\"eael-advance-tabs-15f35e9\" class=\"eael-advance-tabs eael-tabs-horizontal eael-tab-auto-active \" data-tabid=\"15f35e9\">\n            <div class=\"eael-tabs-nav \">\n                <ul class=\"eael-tab-inline-icon\" role=\"tablist\">\n                                            <li id=\"single-family-rental\" class=\"inactive eael-tab-item-trigger eael-tab-nav-item\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"single-family-rental-tab\" aria-expanded=\"false\">\n                            \n                                                                <svg class=\"e-font-icon-svg e-fas-laptop-house\" viewBox=\"0 0 640 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M272,288H208a16,16,0,0,1-16-16V208a16,16,0,0,1,16-16h64a16,16,0,0,1,16,16v37.12C299.11,232.24,315,224,332.8,224H469.74l6.65-7.53A16.51,16.51,0,0,0,480,207a16.31,16.31,0,0,0-4.75-10.61L416,144V48a16,16,0,0,0-16-16H368a16,16,0,0,0-16,16V87.3L263.5,8.92C258,4,247.45,0,240.05,0s-17.93,4-23.47,8.92L4.78,196.42A16.15,16.15,0,0,0,0,207a16.4,16.4,0,0,0,3.55,9.39L22.34,237.7A16.22,16.22,0,0,0,33,242.48,16.51,16.51,0,0,0,42.34,239L64,219.88V384a32,32,0,0,0,32,32H272ZM629.33,448H592V288c0-17.67-12.89-32-28.8-32H332.8c-15.91,0-28.8,14.33-28.8,32V448H266.67A10.67,10.67,0,0,0,256,458.67v10.66A42.82,42.82,0,0,0,298.6,512H597.4A42.82,42.82,0,0,0,640,469.33V458.67A10.67,10.67,0,0,0,629.33,448ZM544,448H352V304H544Z\"><\/path><\/svg>                                                            \n                                                            <span class=\"eael-tab-title title-after-icon\" >SINGLE FAMILY RENTAL<\/span>                            \n                                                    <\/li>\n                                            <li id=\"rental-portfolio\" class=\"inactive eael-tab-item-trigger eael-tab-nav-item\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"rental-portfolio-tab\" aria-expanded=\"false\">\n                            \n                                                                <svg class=\"e-font-icon-svg e-fas-building\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M436 480h-20V24c0-13.255-10.745-24-24-24H56C42.745 0 32 10.745 32 24v456H12c-6.627 0-12 5.373-12 12v20h448v-20c0-6.627-5.373-12-12-12zM128 76c0-6.627 5.373-12 12-12h40c6.627 0 12 5.373 12 12v40c0 6.627-5.373 12-12 12h-40c-6.627 0-12-5.373-12-12V76zm0 96c0-6.627 5.373-12 12-12h40c6.627 0 12 5.373 12 12v40c0 6.627-5.373 12-12 12h-40c-6.627 0-12-5.373-12-12v-40zm52 148h-40c-6.627 0-12-5.373-12-12v-40c0-6.627 5.373-12 12-12h40c6.627 0 12 5.373 12 12v40c0 6.627-5.373 12-12 12zm76 160h-64v-84c0-6.627 5.373-12 12-12h40c6.627 0 12 5.373 12 12v84zm64-172c0 6.627-5.373 12-12 12h-40c-6.627 0-12-5.373-12-12v-40c0-6.627 5.373-12 12-12h40c6.627 0 12 5.373 12 12v40zm0-96c0 6.627-5.373 12-12 12h-40c-6.627 0-12-5.373-12-12v-40c0-6.627 5.373-12 12-12h40c6.627 0 12 5.373 12 12v40zm0-96c0 6.627-5.373 12-12 12h-40c-6.627 0-12-5.373-12-12V76c0-6.627 5.373-12 12-12h40c6.627 0 12 5.373 12 12v40z\"><\/path><\/svg>                                                            \n                                                            <span class=\"eael-tab-title title-after-icon\" >RENTAL PORTFOLIO<\/span>                            \n                                                    <\/li>\n                    \n                                       <div class=\"eael-tabs-glassey-svg\">\n                        <svg style=\"display: none\">\n                           <filter id=\"switcher\" x=\"0\" y=\"0\" width=\"100%\" height=\"100%\" filterUnits=\"objectBoundingBox\">\n                              <feTurbulence type=\"fractalNoise\" baseFrequency=\"0.003 0.007\" numOctaves=\"1\" result=\"turbulence\" \/>\n                              <feDisplacementMap in=\"SourceGraphic\" in2=\"turbulence\" scale=\"200\" xChannelSelector=\"R\" yChannelSelector=\"G\" \/>\n                           <\/filter>\n                        <\/svg>\n                     <\/div>\n                                     <\/ul>\n            <\/div>\n            \n            <div class=\"eael-tabs-content\">\n\t\t        \n                    <div id=\"single-family-rental-tab\" class=\"clearfix eael-tab-content-item inactive\" data-title-link=\"single-family-rental-tab\">\n\t\t\t\t        <p><strong>Purchase or refinance non-owner occupied rental properties <\/strong><strong>with 1-4 units<\/strong><\/p><ol><li>Loans from $75K &#8211; $2MM<\/li><li>Single Family\/2-4 Unit\/ Townhomes\/ PUD\/ Warrantable Condos<\/li><li>Purchase \/ Rate-Term Refinance: 80% LTC\/LTV max<\/li><li>Cashout Refinance: 75% LTV max<\/li><li>30-year loan terms with fixed rate, interest-only, and ARM options<\/li><li>Minimum 660 FICO<\/li><li>Minimum 1.05x DSCR<\/li><\/ol>                    <\/div>\n\t\t        \n                    <div id=\"rental-portfolio-tab\" class=\"clearfix eael-tab-content-item inactive\" data-title-link=\"rental-portfolio-tab\">\n\t\t\t\t        <p><strong>Purchase or refinance multiple non-owner occupied rental <\/strong><strong>properties<\/strong><\/p><ol><li>Min Property Value: $72K<\/li><li>Max Loan Amount: $2MM<\/li><li>Single Family\/2-4 Unit\/Townhomes\/PUD\/ Warrantable Condos<\/li><li>Purchase \/ Rate-Term Refinance: 80% LTC\/LTV max<\/li><li>Cashout Refinance: 75% LTV max<\/li><li>30-year loan terms with fixed rate, interest-only, and ARM options<\/li><li>FICO Midscore 660<\/li><li>Minimum 1.05x DSCR<\/li><\/ol>                    <\/div>\n\t\t                    <\/div>\n        <\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4292\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4292\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> FIX &amp; FLIP and GROUND-UP CONSTRUCTION <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"icon icon-up-arrow1\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"icon icon-down-arrow\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4292\" class=\"elementor-element elementor-element-5e1a6c0 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"5e1a6c0\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d3b1c79 elementor-widget elementor-widget-eael-adv-tabs\" data-id=\"d3b1c79\" data-element_type=\"widget\" data-widget_type=\"eael-adv-tabs.default\">\n\t\t\t\t\t        <div data-scroll-on-click=\"no\" data-scroll-speed=\"300\" id=\"eael-advance-tabs-d3b1c79\" class=\"eael-advance-tabs eael-tabs-horizontal eael-tab-auto-active \" data-tabid=\"d3b1c79\">\n            <div class=\"eael-tabs-nav \">\n                <ul class=\"eael-tab-inline-icon\" role=\"tablist\">\n                                            <li id=\"foreign-nationals-eligible\" class=\"inactive eael-tab-item-trigger eael-tab-nav-item\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"foreign-nationals-eligible-tab\" aria-expanded=\"false\">\n                            \n                                                                <svg class=\"e-font-icon-svg e-fas-laptop-house\" viewBox=\"0 0 640 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M272,288H208a16,16,0,0,1-16-16V208a16,16,0,0,1,16-16h64a16,16,0,0,1,16,16v37.12C299.11,232.24,315,224,332.8,224H469.74l6.65-7.53A16.51,16.51,0,0,0,480,207a16.31,16.31,0,0,0-4.75-10.61L416,144V48a16,16,0,0,0-16-16H368a16,16,0,0,0-16,16V87.3L263.5,8.92C258,4,247.45,0,240.05,0s-17.93,4-23.47,8.92L4.78,196.42A16.15,16.15,0,0,0,0,207a16.4,16.4,0,0,0,3.55,9.39L22.34,237.7A16.22,16.22,0,0,0,33,242.48,16.51,16.51,0,0,0,42.34,239L64,219.88V384a32,32,0,0,0,32,32H272ZM629.33,448H592V288c0-17.67-12.89-32-28.8-32H332.8c-15.91,0-28.8,14.33-28.8,32V448H266.67A10.67,10.67,0,0,0,256,458.67v10.66A42.82,42.82,0,0,0,298.6,512H597.4A42.82,42.82,0,0,0,640,469.33V458.67A10.67,10.67,0,0,0,629.33,448ZM544,448H352V304H544Z\"><\/path><\/svg>                                                            \n                                                            <span class=\"eael-tab-title title-after-icon\" >Foreign Nationals Eligible<\/span>                            \n                                                    <\/li>\n                    \n                                       <div class=\"eael-tabs-glassey-svg\">\n                        <svg style=\"display: none\">\n                           <filter id=\"switcher\" x=\"0\" y=\"0\" width=\"100%\" height=\"100%\" filterUnits=\"objectBoundingBox\">\n                              <feTurbulence type=\"fractalNoise\" baseFrequency=\"0.003 0.007\" numOctaves=\"1\" result=\"turbulence\" \/>\n                              <feDisplacementMap in=\"SourceGraphic\" in2=\"turbulence\" scale=\"200\" xChannelSelector=\"R\" yChannelSelector=\"G\" \/>\n                           <\/filter>\n                        <\/svg>\n                     <\/div>\n                                     <\/ul>\n            <\/div>\n            \n            <div class=\"eael-tabs-content\">\n\t\t        \n                    <div id=\"foreign-nationals-eligible-tab\" class=\"clearfix eael-tab-content-item inactive\" data-title-link=\"foreign-nationals-eligible-tab\">\n\t\t\t\t        <p><strong>Property Types: 1-4 unit residential, townhomes &amp; condos<\/strong><\/p><p>Now offering <strong>Snap Draws DIY<\/strong> for easier and faster project reimbursements!<\/p><ol><li><p>Loan Amount: $50k &#8211; $3MM<\/p><\/li><li><p>Extensive rehab allowed<\/p><\/li><li><p>12 month term, up to 18 at lender discretion<\/p><\/li><li><p>Visa, Green Card or Work Permit required<\/p><\/li><li><p>Background and credit required<\/p><\/li><li><p>Fix &amp; Flip\/Ground-Up subject to experience<\/p><\/li><li><p>Long-term DSCR rental loans also available<\/p><\/li><\/ol>                    <\/div>\n\t\t                    <\/div>\n        <\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ed36247 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"ed36247\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#contact\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get started today<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-22bd9d9 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"22bd9d9\" data-element_type=\"container\" id=\"contact\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-814245c e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"814245c\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1048d87 elementor-widget elementor-widget-heading\" data-id=\"1048d87\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Enter Your Information &amp; A Specialist Will Call You<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cdd9934 elementor-button-align-stretch elementor-widget elementor-widget-form\" data-id=\"cdd9934\" data-element_type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Previous&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" name=\"New Form\" aria-label=\"New Form\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"20\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"cdd9934\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"Home - CI Financing\" \/>\n\n\t\t\t\t\t\t\t<input type=\"hidden\" name=\"queried_id\" value=\"20\"\/>\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-above\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-name elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-name\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tFirst Name\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[name]\" id=\"form-field-name\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Your First Name\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-field_00e34c6 elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_00e34c6\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tLast Name\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[field_00e34c6]\" id=\"form-field-field_00e34c6\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Your Last Name\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-tel elementor-field-group elementor-column elementor-field-group-field_e9618f7 elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_e9618f7\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tPhone Number\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<input size=\"1\" type=\"tel\" name=\"form_fields[field_e9618f7]\" id=\"form-field-field_e9618f7\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"555-555-555\" required=\"required\" pattern=\"[0-9()#&amp;+*-=.]+\" title=\"Only numbers and phone characters (#, -, *, etc) are accepted.\">\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tEmail\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-sm  elementor-field-textual\" placeholder=\"Your Email Address\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-message elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-message\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tWhat State is the property located (not where you live currently) \t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-caret-down\" viewBox=\"0 0 571.4 571.4\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M571 393Q571 407 561 418L311 668Q300 679 286 679T261 668L11 418Q0 407 0 393T11 368 36 357H536Q550 357 561 368T571 393Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[message]\" id=\"form-field-message\" class=\"elementor-field-textual elementor-size-sm\" required=\"required\">\n\t\t\t\t\t\t\t\t\t<option value=\"Alabama\">Alabama<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Alaska\">Alaska<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Arizona\">Arizona<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Arkansas\">Arkansas<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"California\">California<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Colorado\">Colorado<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Connecticut\">Connecticut<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Delaware\">Delaware<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Florida\">Florida<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Georgia\">Georgia<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Hawaii\">Hawaii<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Idaho\">Idaho<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Illinois\">Illinois<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Indiana\">Indiana<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Iowa\">Iowa<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Kansas\">Kansas<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Kentucky\">Kentucky<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Louisiana\">Louisiana<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Maine\">Maine<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Maryland\">Maryland<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Massachusetts\">Massachusetts<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Michigan\">Michigan<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Minnesota\">Minnesota<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Mississippi\">Mississippi<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Missouri\">Missouri<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Montana\">Montana<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Nebraska\">Nebraska<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Nevada\">Nevada<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"New Hampshire\">New Hampshire<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"New Jersey\">New Jersey<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"New Mexico\">New Mexico<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"New York\">New York<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"North Carolina\">North Carolina<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"North Dakota\">North Dakota<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Ohio\">Ohio<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Oklahoma\">Oklahoma<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Oregon\">Oregon<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Pennsylvania\">Pennsylvania<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Rhode Island\">Rhode Island<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"South Carolina\">South Carolina<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"South Dakota\">South Dakota<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Tennessee\">Tennessee<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Texas\">Texas<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Utah\">Utah<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Vermont\">Vermont<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Virginia\">Virginia<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Washington\">Washington<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"West Virginia\">West Virginia<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Wisconsin\">Wisconsin<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Wyoming\">Wyoming<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"District of Columbia\">District of Columbia<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"American Samoa\">American Samoa<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Guam\">Guam<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Northern Mariana Islands\">Northern Mariana Islands<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Puerto Rico\">Puerto Rico<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"United States Minor Outlying Islands\">United States Minor Outlying Islands<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Virgin Islands, U.S.\">Virgin Islands, U.S.<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-field_dd9aac7 elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_dd9aac7\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tLoan Purpose\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-caret-down\" viewBox=\"0 0 571.4 571.4\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M571 393Q571 407 561 418L311 668Q300 679 286 679T261 668L11 418Q0 407 0 393T11 368 36 357H536Q550 357 561 368T571 393Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[field_dd9aac7]\" id=\"form-field-field_dd9aac7\" class=\"elementor-field-textual elementor-size-sm\" required=\"required\">\n\t\t\t\t\t\t\t\t\t<option value=\"Refinance\">Refinance<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Refinance Cash Out\">Refinance Cash Out<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Purchase\">Purchase<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"HELOC\/HELOAN\">HELOC\/HELOAN<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Fix &amp; Flip\">Fix &amp; Flip<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-select elementor-field-group elementor-column elementor-field-group-field_f782a08 elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_f782a08\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tWhat kind of loan do you need?\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field elementor-select-wrapper remove-before \">\n\t\t\t<div class=\"select-caret-down-wrapper\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-caret-down\" viewBox=\"0 0 571.4 571.4\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M571 393Q571 407 561 418L311 668Q300 679 286 679T261 668L11 418Q0 407 0 393T11 368 36 357H536Q550 357 561 368T571 393Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t\t<select name=\"form_fields[field_f782a08]\" id=\"form-field-field_f782a08\" class=\"elementor-field-textual elementor-size-sm\" required=\"required\">\n\t\t\t\t\t\t\t\t\t<option value=\"Fix &amp; Flip\">Fix &amp; Flip<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Bridge\">Bridge<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Blanket\">Blanket<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Ground Up Build\">Ground Up Build<\/option>\n\t\t\t\t\t\t\t\t\t<option value=\"Raw Land\">Raw Land<\/option>\n\t\t\t\t\t\t\t<\/select>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-textarea elementor-field-group elementor-column elementor-field-group-field_1cdfafe elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_1cdfafe\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tAny Additional Message\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t<textarea class=\"elementor-field-textual elementor-field  elementor-size-sm\" name=\"form_fields[field_1cdfafe]\" id=\"form-field-field_1cdfafe\" rows=\"2\" placeholder=\"Message\"><\/textarea>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-md\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact us<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>CI Financing is your trusted source for real estate investment tips, financing solutions, and profitable opportunities. Contact us About US Smart Real Estate Investment At CI Financing, we are passionate about helping individuals and businesses succeed in real estate investment. Our mission is to simplify complex financing options, provide reliable market insights, and share practical strategies that support confident decision-making. Whether you\u2019re just starting out or expanding your portfolio, we aim to be a trusted resource for building long-term wealth through real estate. Contact us Loan products BRIDGE LOANS Fix &amp; Flip Ground Up Stabilized Bridge 1-4 unit properties. Up to 90% purchase and 100% rehab. 12-18 month interest-only terms, up to 24 for ground-up at lender discretion. Rehab for a range of projects from light cosmetic to gut renovations. Construction loans for ground-up &amp; tear-downs. Up to 100% of rehab or construction costsIdeal for floating market rates, temporarily holding assets. DSCR LOANS Single Rental Portfolio 1-4 unit, warrantable condos, townhomes, PUD. Hybrid ARMs and partial IO options. 30-year terms with fixed rates starting at 5.25%. 30-year terms with fixed rate, hybrid ARMs, and partial IO options. Easy step-down prepayment penalty options. Underwritten on property cash flow, no tax returns or borrower income information required. 15-30 day closing timelines and easy seasoning requirements. Loan programs Bridge Loan FIX &#038; FLIP GROUND UP CONSTRUCTION STABILIZED BRIDGE Purchase, renovate, and rent\/sell non-owner occupied homes with 1-4 units Now offering Snap Draws DIY for easier and faster project reimbursements! Loans from $50K &#8211; $3MM Funding up to:&#8211; 90% of purchase price&#8211; 100% rehab costs&#8211; 75% ARLTV 12 month term, up to 18 months at lender discretion Extensive rehab allowed Full Recourse Foreign Nationals eligible Build new homes with 1-4 units Eligible Property Types: Non-owner occupied 1-4 unit reaidential, townhomes &amp; condos Now offering Snap Draws DIY for easier and faster project reimbursements! Loans from $50K to $3MM Funding up to:&#8211; 75% of the lower of land value or purchase price, 60% if unpermitted&#8211; 90% of total project costs with financed interest reserves&#8211; Up to 70% ARLTV&#8211; 100% of construction Underwritten on property cash flow 12 month term, up to 24 months at lender discretion Full Recourse Short term loans for 1-4 unit residential rent-ready properties with no planned renovations Loans from $50K to $3MM Max LTC:&#8211; 90% of purchase price if owned &lt; 6 months&#8211; 100% of completed rehab costs Max LTV: 70% if owned &gt; 6 months 12 month term, up to 18 months at lender discretion Minimum 660 FICO DSCR and No DSCR Exit Options! DSCR Loan SINGLE FAMILY RENTAL RENTAL PORTFOLIO Purchase or refinance non-owner occupied rental properties with 1-4 units Loans from $75K &#8211; $2MM Single Family\/2-4 Unit\/ Townhomes\/ PUD\/ Warrantable Condos Purchase \/ Rate-Term Refinance: 80% LTC\/LTV max Cashout Refinance: 75% LTV max 30-year loan terms with fixed rate, interest-only, and ARM options Minimum 660 FICO Minimum 1.05x DSCR Purchase or refinance multiple non-owner occupied rental properties Min Property Value: $72K Max Loan Amount: $2MM Single Family\/2-4 Unit\/Townhomes\/PUD\/ Warrantable Condos Purchase \/ Rate-Term Refinance: 80% LTC\/LTV max Cashout Refinance: 75% LTV max 30-year loan terms with fixed rate, interest-only, and ARM options FICO Midscore 660 Minimum 1.05x DSCR FIX &amp; FLIP and GROUND-UP CONSTRUCTION Foreign Nationals Eligible Property Types: 1-4 unit residential, townhomes &amp; condos Now offering Snap Draws DIY for easier and faster project reimbursements! Loan Amount: $50k &#8211; $3MM Extensive rehab allowed 12 month term, up to 18 at lender discretion Visa, Green Card or Work Permit required Background and credit required Fix &amp; Flip\/Ground-Up subject to experience Long-term DSCR rental loans also available FIX &#038; FLIP GROUND UP CONSTRUCTION STABILIZED BRIDGE Purchase, renovate, and rent\/sell non-owner occupied homes with 1-4 units Now offering Snap Draws DIY for easier and faster project reimbursements! Loans from $50K &#8211; $3MM Funding up to:&#8211; 90% of purchase price&#8211; 100% rehab costs&#8211; 75% ARLTV 12 month term, up to 18 months at lender discretion Extensive rehab allowed Full Recourse Foreign Nationals eligible Build new homes with 1-4 units Eligible Property Types: Non-owner occupied 1-4 unit reaidential, townhomes &amp; condos Now offering Snap Draws DIY for easier and faster project reimbursements! Loans from $50K to $3MM Funding up to:&#8211; 75% of the lower of land value or purchase price, 60% if unpermitted&#8211; 90% of total project costs with financed interest reserves&#8211; Up to 70% ARLTV&#8211; 100% of construction Underwritten on property cash flow 12 month term, up to 24 months at lender discretion Full Recourse Short term loans for 1-4 unit residential rent-ready properties with no planned renovations Loans from $50K to $3MM Max LTC:&#8211; 90% of purchase price if owned &lt; 6 months&#8211; 100% of completed rehab costs Max LTV: 70% if owned &gt; 6 months 12 month term, up to 18 months at lender discretion Minimum 660 FICO DSCR and No DSCR Exit Options! SINGLE FAMILY RENTAL RENTAL PORTFOLIO Purchase or refinance non-owner occupied rental properties with 1-4 units Loans from $75K &#8211; $2MM Single Family\/2-4 Unit\/ Townhomes\/ PUD\/ Warrantable Condos Purchase \/ Rate-Term Refinance: 80% LTC\/LTV max Cashout Refinance: 75% LTV max 30-year loan terms with fixed rate, interest-only, and ARM options Minimum 660 FICO Minimum 1.05x DSCR Purchase or refinance multiple non-owner occupied rental properties Min Property Value: $72K Max Loan Amount: $2MM Single Family\/2-4 Unit\/Townhomes\/PUD\/ Warrantable Condos Purchase \/ Rate-Term Refinance: 80% LTC\/LTV max Cashout Refinance: 75% LTV max 30-year loan terms with fixed rate, interest-only, and ARM options FICO Midscore 660 Minimum 1.05x DSCR Foreign Nationals Eligible Property Types: 1-4 unit residential, townhomes &amp; condos Now offering Snap Draws DIY for easier and faster project reimbursements! Loan Amount: $50k &#8211; $3MM Extensive rehab allowed 12 month term, up to 18 at lender discretion Visa, Green Card or Work Permit required Background and credit required Fix &amp; Flip\/Ground-Up subject to experience Long-term DSCR rental loans also available Get started today Enter Your Information &amp; A Specialist Will Call You<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-20","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Home - CI Financing<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cifinancing.com\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Home - CI Financing\" \/>\n<meta property=\"og:description\" content=\"CI Financing is your trusted source for real estate investment tips, financing solutions, and profitable opportunities. Contact us About US Smart Real Estate Investment At CI Financing, we are passionate about helping individuals and businesses succeed in real estate investment. Our mission is to simplify complex financing options, provide reliable market insights, and share practical strategies that support confident decision-making. Whether you\u2019re just starting out or expanding your portfolio, we aim to be a trusted resource for building long-term wealth through real estate. Contact us Loan products BRIDGE LOANS Fix &amp; Flip Ground Up Stabilized Bridge 1-4 unit properties. Up to 90% purchase and 100% rehab. 12-18 month interest-only terms, up to 24 for ground-up at lender discretion. Rehab for a range of projects from light cosmetic to gut renovations. Construction loans for ground-up &amp; tear-downs. Up to 100% of rehab or construction costsIdeal for floating market rates, temporarily holding assets. DSCR LOANS Single Rental Portfolio 1-4 unit, warrantable condos, townhomes, PUD. Hybrid ARMs and partial IO options. 30-year terms with fixed rates starting at 5.25%. 30-year terms with fixed rate, hybrid ARMs, and partial IO options. Easy step-down prepayment penalty options. Underwritten on property cash flow, no tax returns or borrower income information required. 15-30 day closing timelines and easy seasoning requirements. Loan programs Bridge Loan FIX &#038; FLIP GROUND UP CONSTRUCTION STABILIZED BRIDGE Purchase, renovate, and rent\/sell non-owner occupied homes with 1-4 units Now offering Snap Draws DIY for easier and faster project reimbursements! Loans from $50K &#8211; $3MM Funding up to:&#8211; 90% of purchase price&#8211; 100% rehab costs&#8211; 75% ARLTV 12 month term, up to 18 months at lender discretion Extensive rehab allowed Full Recourse Foreign Nationals eligible Build new homes with 1-4 units Eligible Property Types: Non-owner occupied 1-4 unit reaidential, townhomes &amp; condos Now offering Snap Draws DIY for easier and faster project reimbursements! Loans from $50K to $3MM Funding up to:&#8211; 75% of the lower of land value or purchase price, 60% if unpermitted&#8211; 90% of total project costs with financed interest reserves&#8211; Up to 70% ARLTV&#8211; 100% of construction Underwritten on property cash flow 12 month term, up to 24 months at lender discretion Full Recourse Short term loans for 1-4 unit residential rent-ready properties with no planned renovations Loans from $50K to $3MM Max LTC:&#8211; 90% of purchase price if owned &lt; 6 months&#8211; 100% of completed rehab costs Max LTV: 70% if owned &gt; 6 months 12 month term, up to 18 months at lender discretion Minimum 660 FICO DSCR and No DSCR Exit Options! DSCR Loan SINGLE FAMILY RENTAL RENTAL PORTFOLIO Purchase or refinance non-owner occupied rental properties with 1-4 units Loans from $75K &#8211; $2MM Single Family\/2-4 Unit\/ Townhomes\/ PUD\/ Warrantable Condos Purchase \/ Rate-Term Refinance: 80% LTC\/LTV max Cashout Refinance: 75% LTV max 30-year loan terms with fixed rate, interest-only, and ARM options Minimum 660 FICO Minimum 1.05x DSCR Purchase or refinance multiple non-owner occupied rental properties Min Property Value: $72K Max Loan Amount: $2MM Single Family\/2-4 Unit\/Townhomes\/PUD\/ Warrantable Condos Purchase \/ Rate-Term Refinance: 80% LTC\/LTV max Cashout Refinance: 75% LTV max 30-year loan terms with fixed rate, interest-only, and ARM options FICO Midscore 660 Minimum 1.05x DSCR FIX &amp; FLIP and GROUND-UP CONSTRUCTION Foreign Nationals Eligible Property Types: 1-4 unit residential, townhomes &amp; condos Now offering Snap Draws DIY for easier and faster project reimbursements! Loan Amount: $50k &#8211; $3MM Extensive rehab allowed 12 month term, up to 18 at lender discretion Visa, Green Card or Work Permit required Background and credit required Fix &amp; Flip\/Ground-Up subject to experience Long-term DSCR rental loans also available FIX &#038; FLIP GROUND UP CONSTRUCTION STABILIZED BRIDGE Purchase, renovate, and rent\/sell non-owner occupied homes with 1-4 units Now offering Snap Draws DIY for easier and faster project reimbursements! Loans from $50K &#8211; $3MM Funding up to:&#8211; 90% of purchase price&#8211; 100% rehab costs&#8211; 75% ARLTV 12 month term, up to 18 months at lender discretion Extensive rehab allowed Full Recourse Foreign Nationals eligible Build new homes with 1-4 units Eligible Property Types: Non-owner occupied 1-4 unit reaidential, townhomes &amp; condos Now offering Snap Draws DIY for easier and faster project reimbursements! Loans from $50K to $3MM Funding up to:&#8211; 75% of the lower of land value or purchase price, 60% if unpermitted&#8211; 90% of total project costs with financed interest reserves&#8211; Up to 70% ARLTV&#8211; 100% of construction Underwritten on property cash flow 12 month term, up to 24 months at lender discretion Full Recourse Short term loans for 1-4 unit residential rent-ready properties with no planned renovations Loans from $50K to $3MM Max LTC:&#8211; 90% of purchase price if owned &lt; 6 months&#8211; 100% of completed rehab costs Max LTV: 70% if owned &gt; 6 months 12 month term, up to 18 months at lender discretion Minimum 660 FICO DSCR and No DSCR Exit Options! SINGLE FAMILY RENTAL RENTAL PORTFOLIO Purchase or refinance non-owner occupied rental properties with 1-4 units Loans from $75K &#8211; $2MM Single Family\/2-4 Unit\/ Townhomes\/ PUD\/ Warrantable Condos Purchase \/ Rate-Term Refinance: 80% LTC\/LTV max Cashout Refinance: 75% LTV max 30-year loan terms with fixed rate, interest-only, and ARM options Minimum 660 FICO Minimum 1.05x DSCR Purchase or refinance multiple non-owner occupied rental properties Min Property Value: $72K Max Loan Amount: $2MM Single Family\/2-4 Unit\/Townhomes\/PUD\/ Warrantable Condos Purchase \/ Rate-Term Refinance: 80% LTC\/LTV max Cashout Refinance: 75% LTV max 30-year loan terms with fixed rate, interest-only, and ARM options FICO Midscore 660 Minimum 1.05x DSCR Foreign Nationals Eligible Property Types: 1-4 unit residential, townhomes &amp; condos Now offering Snap Draws DIY for easier and faster project reimbursements! Loan Amount: $50k &#8211; $3MM Extensive rehab allowed 12 month term, up to 18 at lender discretion Visa, Green Card or Work Permit required Background and credit required Fix &amp; Flip\/Ground-Up subject to experience Long-term DSCR rental loans also available Get started today Enter Your Information &amp; A Specialist Will Call You\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cifinancing.com\/\" \/>\n<meta property=\"og:site_name\" content=\"CI Financing\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-20T02:32:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cifinancing.com\/wp-content\/uploads\/2025\/12\/modern-luxury-house-with-beautiful-lawn-sunny-sky-1-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2342\" \/>\n\t<meta property=\"og:image:height\" content=\"2560\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/cifinancing.com\/\",\"url\":\"https:\/\/cifinancing.com\/\",\"name\":\"Home - CI Financing\",\"isPartOf\":{\"@id\":\"https:\/\/cifinancing.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/cifinancing.com\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/cifinancing.com\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cifinancing.com\/wp-content\/uploads\/2025\/12\/modern-luxury-house-with-beautiful-lawn-sunny-sky-1-937x1024.jpg\",\"datePublished\":\"2025-12-31T09:36:49+00:00\",\"dateModified\":\"2026-01-20T02:32:00+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/cifinancing.com\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/cifinancing.com\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/cifinancing.com\/#primaryimage\",\"url\":\"https:\/\/cifinancing.com\/wp-content\/uploads\/2025\/12\/modern-luxury-house-with-beautiful-lawn-sunny-sky-1-scaled.jpg\",\"contentUrl\":\"https:\/\/cifinancing.com\/wp-content\/uploads\/2025\/12\/modern-luxury-house-with-beautiful-lawn-sunny-sky-1-scaled.jpg\",\"width\":2342,\"height\":2560},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/cifinancing.com\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/cifinancing.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Home\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/cifinancing.com\/#website\",\"url\":\"https:\/\/cifinancing.com\/\",\"name\":\"CI Financing\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/cifinancing.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/cifinancing.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/cifinancing.com\/#organization\",\"name\":\"CI Financing\",\"url\":\"https:\/\/cifinancing.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/cifinancing.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/cifinancing.com\/wp-content\/uploads\/2025\/12\/image-scaled.png\",\"contentUrl\":\"https:\/\/cifinancing.com\/wp-content\/uploads\/2025\/12\/image-scaled.png\",\"width\":2560,\"height\":890,\"caption\":\"CI Financing\"},\"image\":{\"@id\":\"https:\/\/cifinancing.com\/#\/schema\/logo\/image\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Home - CI Financing","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/cifinancing.com\/","og_locale":"en_US","og_type":"article","og_title":"Home - CI Financing","og_description":"CI Financing is your trusted source for real estate investment tips, financing solutions, and profitable opportunities. Contact us About US Smart Real Estate Investment At CI Financing, we are passionate about helping individuals and businesses succeed in real estate investment. Our mission is to simplify complex financing options, provide reliable market insights, and share practical strategies that support confident decision-making. Whether you\u2019re just starting out or expanding your portfolio, we aim to be a trusted resource for building long-term wealth through real estate. Contact us Loan products BRIDGE LOANS Fix &amp; Flip Ground Up Stabilized Bridge 1-4 unit properties. Up to 90% purchase and 100% rehab. 12-18 month interest-only terms, up to 24 for ground-up at lender discretion. Rehab for a range of projects from light cosmetic to gut renovations. Construction loans for ground-up &amp; tear-downs. Up to 100% of rehab or construction costsIdeal for floating market rates, temporarily holding assets. DSCR LOANS Single Rental Portfolio 1-4 unit, warrantable condos, townhomes, PUD. Hybrid ARMs and partial IO options. 30-year terms with fixed rates starting at 5.25%. 30-year terms with fixed rate, hybrid ARMs, and partial IO options. Easy step-down prepayment penalty options. Underwritten on property cash flow, no tax returns or borrower income information required. 15-30 day closing timelines and easy seasoning requirements. Loan programs Bridge Loan FIX &#038; FLIP GROUND UP CONSTRUCTION STABILIZED BRIDGE Purchase, renovate, and rent\/sell non-owner occupied homes with 1-4 units Now offering Snap Draws DIY for easier and faster project reimbursements! Loans from $50K &#8211; $3MM Funding up to:&#8211; 90% of purchase price&#8211; 100% rehab costs&#8211; 75% ARLTV 12 month term, up to 18 months at lender discretion Extensive rehab allowed Full Recourse Foreign Nationals eligible Build new homes with 1-4 units Eligible Property Types: Non-owner occupied 1-4 unit reaidential, townhomes &amp; condos Now offering Snap Draws DIY for easier and faster project reimbursements! Loans from $50K to $3MM Funding up to:&#8211; 75% of the lower of land value or purchase price, 60% if unpermitted&#8211; 90% of total project costs with financed interest reserves&#8211; Up to 70% ARLTV&#8211; 100% of construction Underwritten on property cash flow 12 month term, up to 24 months at lender discretion Full Recourse Short term loans for 1-4 unit residential rent-ready properties with no planned renovations Loans from $50K to $3MM Max LTC:&#8211; 90% of purchase price if owned &lt; 6 months&#8211; 100% of completed rehab costs Max LTV: 70% if owned &gt; 6 months 12 month term, up to 18 months at lender discretion Minimum 660 FICO DSCR and No DSCR Exit Options! DSCR Loan SINGLE FAMILY RENTAL RENTAL PORTFOLIO Purchase or refinance non-owner occupied rental properties with 1-4 units Loans from $75K &#8211; $2MM Single Family\/2-4 Unit\/ Townhomes\/ PUD\/ Warrantable Condos Purchase \/ Rate-Term Refinance: 80% LTC\/LTV max Cashout Refinance: 75% LTV max 30-year loan terms with fixed rate, interest-only, and ARM options Minimum 660 FICO Minimum 1.05x DSCR Purchase or refinance multiple non-owner occupied rental properties Min Property Value: $72K Max Loan Amount: $2MM Single Family\/2-4 Unit\/Townhomes\/PUD\/ Warrantable Condos Purchase \/ Rate-Term Refinance: 80% LTC\/LTV max Cashout Refinance: 75% LTV max 30-year loan terms with fixed rate, interest-only, and ARM options FICO Midscore 660 Minimum 1.05x DSCR FIX &amp; FLIP and GROUND-UP CONSTRUCTION Foreign Nationals Eligible Property Types: 1-4 unit residential, townhomes &amp; condos Now offering Snap Draws DIY for easier and faster project reimbursements! Loan Amount: $50k &#8211; $3MM Extensive rehab allowed 12 month term, up to 18 at lender discretion Visa, Green Card or Work Permit required Background and credit required Fix &amp; Flip\/Ground-Up subject to experience Long-term DSCR rental loans also available FIX &#038; FLIP GROUND UP CONSTRUCTION STABILIZED BRIDGE Purchase, renovate, and rent\/sell non-owner occupied homes with 1-4 units Now offering Snap Draws DIY for easier and faster project reimbursements! Loans from $50K &#8211; $3MM Funding up to:&#8211; 90% of purchase price&#8211; 100% rehab costs&#8211; 75% ARLTV 12 month term, up to 18 months at lender discretion Extensive rehab allowed Full Recourse Foreign Nationals eligible Build new homes with 1-4 units Eligible Property Types: Non-owner occupied 1-4 unit reaidential, townhomes &amp; condos Now offering Snap Draws DIY for easier and faster project reimbursements! Loans from $50K to $3MM Funding up to:&#8211; 75% of the lower of land value or purchase price, 60% if unpermitted&#8211; 90% of total project costs with financed interest reserves&#8211; Up to 70% ARLTV&#8211; 100% of construction Underwritten on property cash flow 12 month term, up to 24 months at lender discretion Full Recourse Short term loans for 1-4 unit residential rent-ready properties with no planned renovations Loans from $50K to $3MM Max LTC:&#8211; 90% of purchase price if owned &lt; 6 months&#8211; 100% of completed rehab costs Max LTV: 70% if owned &gt; 6 months 12 month term, up to 18 months at lender discretion Minimum 660 FICO DSCR and No DSCR Exit Options! SINGLE FAMILY RENTAL RENTAL PORTFOLIO Purchase or refinance non-owner occupied rental properties with 1-4 units Loans from $75K &#8211; $2MM Single Family\/2-4 Unit\/ Townhomes\/ PUD\/ Warrantable Condos Purchase \/ Rate-Term Refinance: 80% LTC\/LTV max Cashout Refinance: 75% LTV max 30-year loan terms with fixed rate, interest-only, and ARM options Minimum 660 FICO Minimum 1.05x DSCR Purchase or refinance multiple non-owner occupied rental properties Min Property Value: $72K Max Loan Amount: $2MM Single Family\/2-4 Unit\/Townhomes\/PUD\/ Warrantable Condos Purchase \/ Rate-Term Refinance: 80% LTC\/LTV max Cashout Refinance: 75% LTV max 30-year loan terms with fixed rate, interest-only, and ARM options FICO Midscore 660 Minimum 1.05x DSCR Foreign Nationals Eligible Property Types: 1-4 unit residential, townhomes &amp; condos Now offering Snap Draws DIY for easier and faster project reimbursements! Loan Amount: $50k &#8211; $3MM Extensive rehab allowed 12 month term, up to 18 at lender discretion Visa, Green Card or Work Permit required Background and credit required Fix &amp; Flip\/Ground-Up subject to experience Long-term DSCR rental loans also available Get started today Enter Your Information &amp; A Specialist Will Call You","og_url":"https:\/\/cifinancing.com\/","og_site_name":"CI Financing","article_modified_time":"2026-01-20T02:32:00+00:00","og_image":[{"width":2342,"height":2560,"url":"https:\/\/cifinancing.com\/wp-content\/uploads\/2025\/12\/modern-luxury-house-with-beautiful-lawn-sunny-sky-1-scaled.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/cifinancing.com\/","url":"https:\/\/cifinancing.com\/","name":"Home - CI Financing","isPartOf":{"@id":"https:\/\/cifinancing.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/cifinancing.com\/#primaryimage"},"image":{"@id":"https:\/\/cifinancing.com\/#primaryimage"},"thumbnailUrl":"https:\/\/cifinancing.com\/wp-content\/uploads\/2025\/12\/modern-luxury-house-with-beautiful-lawn-sunny-sky-1-937x1024.jpg","datePublished":"2025-12-31T09:36:49+00:00","dateModified":"2026-01-20T02:32:00+00:00","breadcrumb":{"@id":"https:\/\/cifinancing.com\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/cifinancing.com\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/cifinancing.com\/#primaryimage","url":"https:\/\/cifinancing.com\/wp-content\/uploads\/2025\/12\/modern-luxury-house-with-beautiful-lawn-sunny-sky-1-scaled.jpg","contentUrl":"https:\/\/cifinancing.com\/wp-content\/uploads\/2025\/12\/modern-luxury-house-with-beautiful-lawn-sunny-sky-1-scaled.jpg","width":2342,"height":2560},{"@type":"BreadcrumbList","@id":"https:\/\/cifinancing.com\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/cifinancing.com\/"},{"@type":"ListItem","position":2,"name":"Home"}]},{"@type":"WebSite","@id":"https:\/\/cifinancing.com\/#website","url":"https:\/\/cifinancing.com\/","name":"CI Financing","description":"","publisher":{"@id":"https:\/\/cifinancing.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/cifinancing.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/cifinancing.com\/#organization","name":"CI Financing","url":"https:\/\/cifinancing.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/cifinancing.com\/#\/schema\/logo\/image\/","url":"https:\/\/cifinancing.com\/wp-content\/uploads\/2025\/12\/image-scaled.png","contentUrl":"https:\/\/cifinancing.com\/wp-content\/uploads\/2025\/12\/image-scaled.png","width":2560,"height":890,"caption":"CI Financing"},"image":{"@id":"https:\/\/cifinancing.com\/#\/schema\/logo\/image\/"}}]}},"_hostinger_reach_plugin_has_subscription_block":false,"_hostinger_reach_plugin_is_elementor":false,"_links":{"self":[{"href":"https:\/\/cifinancing.com\/index.php\/wp-json\/wp\/v2\/pages\/20","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cifinancing.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/cifinancing.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/cifinancing.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/cifinancing.com\/index.php\/wp-json\/wp\/v2\/comments?post=20"}],"version-history":[{"count":97,"href":"https:\/\/cifinancing.com\/index.php\/wp-json\/wp\/v2\/pages\/20\/revisions"}],"predecessor-version":[{"id":198,"href":"https:\/\/cifinancing.com\/index.php\/wp-json\/wp\/v2\/pages\/20\/revisions\/198"}],"wp:attachment":[{"href":"https:\/\/cifinancing.com\/index.php\/wp-json\/wp\/v2\/media?parent=20"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}